POSTED: Wednesday, March 12, 2008
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LIFE INSURANCE
- Cash value life insurance vs Term insurance
- Comparing Whole Life with Term insurance in numbers
- Return of Premium (ROP) Term Insurance
- Ways to Purchase Whole Life Insurance
- Whole life: Nonforfeiture Option
- Endowment Insurance and Modified Endowment
- Life Insurance: Accidental Death Benefit Rider
- Adjustable Life Insurance
- Variable Whole Life
NON BLOG NOTE** ASK THE EXPERTS - VARIABLE UNIVERSAL LIFE AND UNIVERSAL LIFE INSURANCE
NON BLOG NOTE** SEE ALSO: BEWARE OF UNIVERSAL LIFE
NON BLOG NOTE** SEE ALSO: WHEN AN ADVISER PITCHES UNIVERSAL LIFE
MORTGAGES
What I recommend: Fixed rate mortgages
- About Mortgages
- Interest Only Mortgages
- Balloon Mortgages
- Adjustable Rate Mortgages
- Fixed Rate Mortgages
- Hybrid Mortgage
- Reverse Mortgage
- Subprime Mortgage
NON BLOG NOTE** SEE ALSO: NHS SERVICES
NON BLOG NOTE** SEE ALSO: MORTGAGE OUTLOOK
NON BLOG NOTE** SEE ALSO: TYPES OF MORTGAGES
INVESTMENTS/BANK ACCOUNTS
- About Mutual Funds
- Load Fund vs No-Load Fund
- Annuities
- Money Markets
- Savings accounts
- Checking accounts
- Certificate of Deposits (CDs)
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
I prefer Roth IRAs than Traditional IRAs
- About IRAs
- Traditional IRA
- Roth IRA
- Comparing Traditional IRA to Roth IRA
- Other IRAs (SEP, SIMPLE, Rollover, etc.)
- How to borrow money from IRA
- Age 59 1/2 Rule
- IRS Publication 590.pdf
EDUCATION ACCOUNTS
What I recommend: 529 Plans
OTHER FINANCIAL TOPICS
- Why Buy Term and Invest the Difference?
- Objections to Term Insurance
- Myths about cash value life insurance
- What your financial plan should have
- Credit Cards and Budgeting
- Debt Crisis of the 21st Century
- Debt repayment: Simple Interest vs. Scheduled Interest
- Debt: Why Interest Rate Doesn't Matter
- The Two Types of Dividends
- Investment Tip: Dollar Cost Averaging
- Rule of 72
- Theory of Decreasing Responsibility
